Reserve Study
Tune-Up

Reserve Studies Work Best When They Represent Reality

Scratching your head scrolling through dozens of pages of unstructured text, tables, and images? How do you know if your reserve study even makes sense?

Read The Myth of Full Funding to learn 10 different ways reserve studies go wrong.

Get SMAARTE about your reserve study before paying for another update that isn't quite right.

Why SMAARTE?

We've invested hundreds of hours understanding what makes reserve studies tick, and built a tool that decodes the madness.

Explore everything you ever wanted to know about reserve funds and reserve studies.


A Tool That Decodes The Madness

Most reserve studies bury the fundamentals under dozens of pages.

We distill yours into a structured, user-friendly view so your board can actually see what it's funding, and why.

The Reserve Study Tune-Up Delivers

  • A written summary of questions, concerns, and suggestions, incorporating the requirements of state law.
  • A structured, user-friendly distillation of every fundamental component of your reserve study.
  • A dashboard showing how your reserve study has changed over time.
  • Opportunities for Q&A, in writing and in a meeting.
  • A responsive Service Level Agreement (SLA).
  • The SMAARTE Guarantee.

Watch Your Reserve Study Come Alive

Our Reserve Study Assistant turns a static PDF into an interactive model, so your board can compare funding strategies and understand the real cost of every path before deciding anything.

Funding-paths comparison: five strategies with true owner cost - opens the Reserve Study Assistant

Five funding paths, one honest comparison. Current trajectory, cash-flow ramp, immediate full funding, special assessments, and a bank loan, side by side with the true owner cost of each.

Interactive reserve fund charts across scenarios - opens the Reserve Study Assistant

Model every scenario. Reserve fund balance, percent fully funded, and contributions vs. expenditures, charted across BASE, ALT1, and ALT2 assumptions.

Board-ready executive summary with risk flags - opens the Reserve Study Assistant

A board-ready executive summary. The 30- vs 40-year outlook, funding deltas, and flagged special-assessment risk, in plain numbers your homeowners can follow.

  • Compare current and alternative funding scenarios side by side.
  • See the true owner cost of every funding path, not just a "percent funded" number.
  • Automatically flag missing costs, useful-life gaps, and special-assessment risk.
  • Hand your board a clear executive summary they can actually act on.

Next Steps

Try the assistant, or reach out and we'll take it from there.